Like any other investment in stocks and bonds, VEST accounts can potentially lose principal due to market losses, and earnings are not guaranteed to cover any particular higher education cost. However, some of the portfolios have been designed with the age of the beneficiary in mind (age-based evolving portfolios), which may reduce the risk of principal and earnings losses as the student gets closer to college. Although past performance is not a guarantee of future results, view the Performance page to see how VEST portfolios have performed over the last several years.

Click here [PDF document, 5.1mb, opens in new window] to view "Risk Considerations" as outlined in the VEST Program Description.