Skip to main content

Smart Savers Blog

Invest529 Offers Highest Rate Net for FDIC-Insured Portfolios among 529 Plans


Three years ago, Virginia529 introduced a new portfolio that is designed to protect against losses to the original amount you’ve invested, generally offering a more stable investment option.

Invest529’s FDIC-Insured Portfolio, invested in interest bearing deposit accounts, may appeal to risk-averse investors or those with a shorter time period before the funds are needed for higher education, or other qualified education expenses.

In its mid-year review of FDIC-insured products, recently reported that the Invest529 portfolio offers the highest rate net of fees of any FDIC-Insured portfolio from a 529 plan in the country with its current APY of 1.34%.

An FDIC-Insured portfolio is backed by the full faith and credit of the U.S. government and balances in this portfolio are insured by the FDIC up to $250,000 aggregate for all eligible accounts for each account owner, the maximum amount currently allowed by federal law.

Review the FDIC-insured Portfolio Performance Explore Invest529’s Investment Options

Resources to help you learn

Frequently Asked Questions

Find answers to the most common questions about 529 plans.

Smart Savers Academy

Tune in to a live episode and ask questions of the presenter, or watch a previously recorded webinar below.

Invest529 Portfolio Performance

Review and compare historical returns of Invest529 portfolios.