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2030 Portfolio
(Previously James River)

The 2030 Portfolio is the suggested Age–Based Portfolio for Beneficiaries between the ages of 7–9.

Current target asset allocation as of 1/1/2019: 56.7% Equity / 43.3% Fixed Income

Investment Overview

Although the asset allocation of each Age–Based Portfolio is designed to correspond with the Beneficiary’s current age, Account Owners may choose to invest in a Portfolio other than the one that corresponds to the Beneficiary’s current age. No Invest529 Portfolios, however, are protected from market volatility and there is no guarantee that Invest529 Portfolios will not lose value, including principal.


Investment Strategy

The 2030 Portfolio’s current target asset allocation as of 1/1/2019 is 56.7% stocks and 43.3% fixed income. This mix will increasingly shift towards fixed income investments as beneficiaries of the Portfolio age. Asset allocation shifts occur progressively resulting in a 100% fixed income allocation after the evolution corresponding to suggested beneficiary ages of eighteen and above. The 100% fixed income allocation will be maintained for the following two years during which the Portfolio will be closed to new investors. After this two year period, the Portfolio will shift to a 100% stable value asset allocation and remain in existence for three years, after which it will permanently close with remaining assets transferred to the Stable Value Portfolio (100% Stable Value).


Investment Risks

The 2030 Portfolio is predominantly subject to risks associated with equity investments, and to a lesser degree subject to risks associated with fixed income investments. For a complete description of the investment risks associated with this portfolio, and a complete list of information on investment options, managers, and asset classes associated with the underlying investments of the 2030 Portfolio, please see the Invest529 Program Description (PDF).


Average Annual Returns

Updated Monthly as of 12/31/2018
1 Year 3 Year 5 Year Since Inception Jan 2011
2030 Portfolio -5.64% 5.83% 4.16% 5.87%
2030 Portfolio Benchmark -5.07% 6.00% 4.26% 5.90%

Returns are net of fees.

The 2030 Portfolio’s Benchmark is a blended composite benchmark reflecting the asset strategic benchmark index components for each underlying investment manager, and an adjustment reflecting the administrative fee for the Portfolio:

14.60% S&P 500 / 5.70% Russell 2500/ 3.50% CRSP US Small Cap Index / 14.50% MSCI ACWI ex US / 9.20% MSCI Emerging Markets / 9.20% NCREIF NFI ODCE & MSCI REIT (blend) / 5.00% Bloomberg Barclays U.S. High Yield Ba/B 1% Issuer Cap / 8.30% JP Morgan Emerging Bond Market Index Global Diversified / 13.30% Bloomberg Barclays Capital Aggregate Bonds / 16.70% T-Bills + 100 basis points annualized


56.7% Equity
43.3% Fixed Income
Current Target Asset Allocation
% Asset class Investment manager
14.60 Large Cap Domestic Equity The Vanguard Group, Inc.
3.50 Small-Cap Domestic Equity The Vanguard Group, Inc.
5.70 Small-/Mid-Cap Domestic Equity Rothschild Asset Management Inc.
7.25 International Equity Capital Research and Management Co.
7.25 International Equity Templeton Institutional Funds, Inc.
4.60 Emerging Markets Equity Aberdeen Asset Management
4.60 Emerging Markets Equity DFA Investment Dimensions Group Inc.
9.20 US REIT / Private Real Estate Morgan Stanley
5.00 High Yield Bonds Prudential Investment Management, Inc.
8.30 Emerging Markets Debt Stone Harbor Investment Partners
13.30 Market Fixed Income The Vanguard Group, Inc.
16.70 Stable Value Invesco Advisers, Inc.

Overview

Unit Price Percent
As of 1/15/2019 $ 16.19
Change $ 0.08 0.49%

Portfolio Fee as of 11/30/2018

Percent
Asset Management Fees 0.37%
Administrative Fee 0.10%
Expense Ratio 0.47%
Inception Date Jan 2011

Historical Prices

dates price
1/15/2019 $ 16.19
1/14/2019 $ 16.11
1/11/2019 $ 16.16
1/10/2019 $ 16.16
1/9/2019 $ 16.12

Notes:

  1. All investment return information is calculated by BNY Mellon Asset Servicing. Returns are presented net of management fees and Invest529 administrative fees. Returns for periods greater than one year are annualized.
  2. The 2030 Portfolio is an Age–Based Portfolio. Every three years the Portfolio asset allocations (and corresponding comparative benchmarks) will change per the schedule and methodology outlined in the Invest529 Program Description and informational materials.
  3. Past performance is no guarantee of future results. Please refer to the Invest529 Program Description before making any investment decision.