Skip to main content

Invest 529 Investment Options and Performance

Highly rated. Expertly managed.

Customize your investment strategy based on your goals, time horizon, risk tolerance and how involved you want to be. Invest529’s award-winning portfolios range from insured options to age-based, with a mix in between.

Learn about the portfolios types

Five types to choose from

Invest529 offers more than 20 diverse investment portfolios, across five unique categories. They are built by experts and designed to help you meet your savings goals.

Target Enrollment Portfolios

The “set it and forget it” approach to investing

Target Enrollment Portfolios follow a strategy that annually shifts from riskier investments (think equities) and toward more conservative investments (think bonds and cash) each year as you get closer to using the funds for your child’s post-high school education. These portfolios are designed to closely match your student’s expected high school graduation date.

Investment Portfolio YTD Return1 1 Year2 3 Year2 5 Year2 Since Inception2 Expense Ratio
2042 Portfolio 1.84% 8.44% N/A N/A 13.61% 0.379%
2039 Portfolio 1.72% 8.10% 3.45% N/A 6.08% 0.356%
2036 Portfolio 1.63% 8.17% 3.15% 6.66% 6.98% 0.333%
2033 Portfolio 1.36% 7.49% 2.72% 6.11% 5.71% 0.303%
2030 Portfolio 0.99% 7.06% 2.36% 5.52% 6.10% 0.263%
2027 Portfolio 0.31% 5.42% 1.73% 4.81% 4.80% 0.202%
2024 Portfolio -0.13% 3.97% 1.21% 3.92% 4.80% 0.135%
2021 Portfolio 0.45% 2.75% 0.81% 2.72% 4.78% 0.090%

1. YTD Return as of 2/26/2024.
2. Total Returns as of 01/31/2024.


Index Portfolios

Match the risk and return of the stock market Index

These portfolios track the performance of a broad market. Index Portfolios typically offer lower fees than other investment options.

Investment Portfolio YTD Return1 1 Year2 3 Year2 5 Year2 Since Inception2 Expense Ratio
Stock Index 5.47% 19.15% 8.90% 13.36% 9.56% 0.068%
Bond Index -1.85% 2.16% -3.21% 0.82% 2.89% 0.078%
International Index 1.64% 4.58% 1.16% 5.35% 4.52% 0.118%
Inflation-Protected -1.18% 1.96% -1.21% 2.75% 3.09% 0.118%
Real Estate Inv Trust -6.18% -3.77% 3.21% 3.84% 6.15% 0.148%

1. YTD Return as of 2/26/2024.
2. Total Returns as of 01/31/2024.


Principal Protected Portfolios

An option for those focused on the security of their investment

Principal Protected Portfolios are designed to protect against losses to the original amount you’ve invested, generally offering a more stable investment option.

Investment Portfolio YTD Return1 1 Year2 3 Year2 5 Year2 Since Inception2 Expense Ratio
Tuition Track3 N/A N/A N/A N/A N/A 0.000%
FDIC–Insured 0.86% 5.20% 2.75% 2.35% 1.91% 0.000%
Stable Value 0.45% 2.76% 1.98% 2.09% 3.16% 0.090%

1. YTD Return as of 2/26/2024.
2. Total Returns as of 01/31/2024.
3. To view the historical change in Average Tuition, visit the Tuition Track Performance page.


Target Risk Portfolios

Risk levels ranging from conservative to aggressive

Target Risk Portfolios are a diversified mix of stocks, bonds, cash and other investments. They’re static and should reflect your current risk tolerance. Both passively and actively managed options are available.

Investment Portfolio YTD Return1 1 Year2 3 Year2 5 Year2 Since Inception2 Expense Ratio
Aggressive Growth 2.86% 11.19% 4.15% 8.47% 6.51% 0.088%
Moderate Growth 1.74% 9.20% 2.42% 6.66% 5.80% 0.089%
Conservative Income -0.46% 5.22% -1.13% 2.81% 3.86% 0.090%
Active Aggressive 1.89% 8.39% 3.48% 6.95% 7.53% 0.377%
Active Moderate 1.40% 7.39% 2.48% 5.48% 5.90% 0.307%
Active Conservative 0.44% 5.01% 1.50% 3.70% 4.04% 0.203%

1. YTD Return as of 2/26/2024.
2. Total Returns as of 01/31/2024.


Specialty Portfolios

Specific, alternative investment strategies built on a mix of domestic and international stocks

Specialty Portfolios include investment options that do not fall into the other categories. These include options like the ESG Core Equity Portfolio, which seeks returns while also focusing on long-term impacts on the environment and society.

Investment Portfolio YTD Return1 1 Year2 3 Year2 5 Year2 Since Inception2 Expense Ratio
ESG Core Equity 5.47% 20.73% 10.52% 14.71% 13.18% 0.558%
Global Equity 3.54% 12.98% 5.45% 10.19% 10.19% 0.359%

1. YTD Return as of 2/26/2024.
2. Total Returns as of 01/31/2024.

Notes:

  1. Invest529 returns are net of fees. Returns for periods greater than one year are annualized.
  2. Past performance is no guarantee of future results. Please refer to the Invest529 Program Description before making any investment decision.
  3. The Invest529 Portfolio Benchmarks are blended composite benchmarks that reflect the asset allocation of the Portfolios over time, appropriate strategic benchmark index components for underlying investment managers, and an adjustment reflecting the Invest529 administrative fee for the Portfolios.
  4. View the historical performance for portfolios that are permanently closed for new enrollment.

Tools to help you decide

Portfolio Selection Assistant

Use this handy tool to help narrow down your options.

Try It Out

FAQs

Get answers to the most commonly asked questions.

Webinars

View a live or previously recorded webinar to learn more about Invest529.

Invest529 Calculators

Use these tools to determine future higher education costs and plan your saving strategy.